Annual Credit Report
You don't need to pay a fee to get a copy of your free credit report from the three (3) major credit reporting agencies: Equifax, Experian and TransUnion.
AnnualCreditReport.com is the official site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law.
Individuals can now fight identity theft when they monitor and review their credit report. You can request your free credit report online, by phone or through the mail. Free credit reports requested online are viewable immediately upon authentication of identity.
Don't be fooled by other companies that try to get you to commit to a monthly service fee.