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	<title>Identity Theft 101 &#187; Free Credit Reports</title>
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		<title>Annual Credit Report and the Fair Credit Reporting Act</title>
		<link>http://www.identity-theft101.com/free-credit-reports/annual-credit-report-and-the-fair-credit-reporting-act/</link>
		<comments>http://www.identity-theft101.com/free-credit-reports/annual-credit-report-and-the-fair-credit-reporting-act/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 05:12:05 +0000</pubDate>
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				<category><![CDATA[Free Credit Reports]]></category>
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		<description><![CDATA[With the advent of technology, consumerism has greatly increased in terms of buying and selling merchandise, goods, or information, including education (i.e. student loans). With this in mind, credit can be uppermost in some people minds. Of course, we, as consumers, take the primary responsibility for paying our debts. However, in some situations, credit is [...]]]></description>
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		<title>Annual Credit Report &#124; Identity-Theft101.com</title>
		<link>http://www.identity-theft101.com/free-credit-reports/annual-credit-report-identity-theft101-com/</link>
		<comments>http://www.identity-theft101.com/free-credit-reports/annual-credit-report-identity-theft101-com/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 04:28:16 +0000</pubDate>
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		<description><![CDATA[You don&#8217;t need to pay a fee to get a copy of your free credit report from the three (3) major credit reporting agencies: Equifax, Experian and TransUnion. AnnualCreditReport.com is the official site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by [...]]]></description>
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		<title>Is a Free Credit Report Really Free? &#124; Identity-Theft101.com</title>
		<link>http://www.identity-theft101.com/free-credit-reports/is-a-free-credit-report-really-free/</link>
		<comments>http://www.identity-theft101.com/free-credit-reports/is-a-free-credit-report-really-free/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 04:23:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Free Credit Reports]]></category>
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		<description><![CDATA[Many companies are offering to provide a free credit report. The question is &#8220;Do you have to pay to get a “free” credit report?&#8221;  Well, if you’re not careful you may do just that. Some “free” sites use interest generated by the FTC’s new laws to get you to request the report from their website. [...]]]></description>
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