Credit Report

 



Is a Free Credit Report Really Free?

Many companies are offering to provide a free credit report. The question is "Do you have to pay to get a “free” credit report?"  Well, if you’re not careful you may do just that.

Some “free” sites use interest generated by the FTC’s new laws to get you to request the report from their website. When you request your free report, they upsell you with credit protection and monitoring services. Some require you to provide confidential information and a credit card to receive your free report.

You can avoid this by requesting the report directly via the FTC’s own website or calling 1-877-322-8228.


Credit Report News and Information


 

Credit Report News

Getting your credit report

Getting your credit report Under the Fair Credit Reporting Act, each of the three national credit-reporting agencies must give

Read more...


Put Your Credit Report on Ice With a Credit Freeze

Credit freezes can be great tools for protecting yourself against identity theft, experts say, but they're not for everyone

Read more...


Credit-report agencies sued over bad data

13 cases have been filed here against Equifax, TransUnion and Experian for violations of the Fair Credit Reporting Act.

Read more...


Credit card debt at an 8-year low

The amount of credit card debt consumers are carrying dropped to an eight-year low and delinquencies continued to decline in the second quarter as consumers looked to shore up their savings.

Read more...


SEC Issues Report Cautioning Credit-Rating Agencies Over Deceptive Conduct

The U.S. Securities and Exchange Commission has issued a report cautioning credit rating agencies about deceptive ratings conduct and the importance of sufficient internal controls over the policies, procedures, and methodologies the firms use to determine credit ratings.

Read more...


New credit card restrictions take effect

New rules designed to protect credit card users from "unreasonable late payment and other penalty fees" come into force Sunday as a result of legislation passed last year.

Read more...




Home
Sitemap

Instructional Videos
Free Credit Reports
Email Phishing Schemes

Citi Identity Theft Ads
"Prettiest Girl"
"Thelma & Norma"
"Flaps"

Credit Report Navigation

Stock broker fraud
Identity theft statistics
Identity theft ad 2
Wp mail
Wp commentsrss2
Discover card fraud
Xmlrpc
Identity theft on internet
Credit report
Bbb fraud
Preventing identity theft
Internet identity fraud and theft
Wp rss2
Social security number fraud
Credit card fraud prevention

Become Identity Theft Smart

 

Sitemap