If you are a parent preparing to send your teen off to school, there is one talk you need to take a seat and have before helping them move into their dorm room. Thousands of youths fall prey to the cold hearted practices of credit card companies during their first years away from home, and finish up with massive credit card liabilities that takes years to pay down. to shield your teenager from this, it’s important to talk with them about Visa card debt, ID theft, and the advantages of having access to a paid credit report year round.
Now you may be asking yourself “Why should I pay for a credit report? I can all three of my credit reports for free every year. Isn’t that enough?” It’s true that annually, you can get free copies of your credit reports from all three credit reporting agencies. The major
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