Tuesday, October 27th, 2009

Many companies are offering to provide a free credit report. The
question is “Do you have to pay to get a “free” credit report?”  Well, if you’re not
careful you may do just that.

Some “free” sites use interest generated by the FTC’s new laws to get you to
request the report from their website. When you request your free report, they
upsell you with credit protection and monitoring services. Some require you to
provide confidential information and a credit card to receive your free
report.

You can avoid this by requesting the report directly via the FTC’s
own website
 or calling 1-877-322-8228.

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